Effective Date: January 1, 2025
Last Updated: January 1, 2025

Introduction

Coastal Opulence ("we," "our," "us," or "Company") operates the website coastalopulence.blog (the "Site"). This Privacy Policy describes how we collect, use, disclose, and protect information that applies to our Site, and your choices about the collection and use of your information. This policy applies to all visitors, users, and others who access the Site.

By using our Site, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with our policies and practices, do not use our Site.

Information We Collect

We collect several types of information from and about users of our Site:

Personal Information

Personal information is data that can be used to identify you. We collect personal information that you voluntarily provide to us when you:

• Fill out contact forms (name, email address, phone number, message content)
• Subscribe to our newsletter (email address)
• Communicate with us via email or phone
• Participate in surveys or promotions

Automatically Collected Information

When you visit our Site, we automatically collect certain information about your device and browsing activities, including:

• IP address and general location information
• Browser type and version
• Operating system
• Referring website addresses
• Pages viewed and time spent on pages
• Links clicked and content accessed
• Date and time of visits
• Device identifiers and mobile network information

Cookies and Tracking Technologies

We use cookies, web beacons, pixel tags, and similar technologies to collect information about your browsing behavior. These technologies help us:

• Remember your preferences and settings
• Understand how you use our Site
• Improve Site functionality and user experience
• Deliver relevant advertisements
• Measure advertising effectiveness
• Analyze traffic and usage patterns

For detailed information about our cookie practices, please see our Cookie Policy.

How We Use Your Information

We use the information we collect for various purposes, including:

Site Operations and Services

• Providing, operating, and maintaining our Site
• Responding to your inquiries and requests
• Processing newsletter subscriptions
• Sending administrative information and updates
• Providing customer support

Improvement and Personalization

• Understanding and analyzing Site usage and trends
• Improving and personalizing user experience
• Developing new features and functionality
• Conducting research and analytics

Marketing and Communications

• Sending newsletters and design inspiration content (with your consent)
• Delivering targeted advertisements based on your interests
• Measuring advertising campaign effectiveness
• Conducting remarketing to previous Site visitors

Legal and Security

• Complying with legal obligations and regulations
• Protecting against fraud and unauthorized access
• Enforcing our Terms and Conditions
• Resolving disputes and addressing complaints

Advertising and Third-Party Services

Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC ("Google"), to analyze how users interact with our Site. Google Analytics uses cookies to collect information such as how often users visit the Site, what pages they visit, and what other sites they visited before coming to our Site.

Google Analytics collects only the IP address assigned to you on the date you visit the Site, not your name or other identifying information. We use this information to improve our Site and understand user behavior. Google Analytics data is retained for 26 months.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on available at: https://tools.google.com/dlpage/gaoptout

Google Ads and Conversion Tracking

We use Google Ads to promote our Site. Google Ads uses cookies to track conversions and measure the effectiveness of our advertising campaigns. When you click on one of our ads, a conversion tracking cookie is placed on your device. These cookies expire after 30 days and do not contain personally identifiable information.

Google uses this data to provide us with aggregated conversion statistics but does not share personal information that identifies you individually.

Remarketing and Display Advertising

We use Google Ads Remarketing to display advertisements to previous visitors of our Site. Third-party vendors, including Google, show our ads on websites across the internet. These vendors use cookies to serve ads based on your past visits to our Site.

You can opt out of Google's use of cookies by visiting Google's Ads Settings at: https://www.google.com/settings/ads

You can also opt out of third-party vendor use of cookies by visiting the Network Advertising Initiative opt-out page at: http://www.networkadvertising.org/choices/

Other Third-Party Advertising Partners

We may work with other third-party advertising networks and partners to display advertisements. These partners may use cookies, web beacons, and similar technologies to collect information about your activities on our Site and other websites to provide you with targeted advertising based on your interests.

Our third-party advertising partners include but are not limited to social media platforms (Facebook, Instagram, Pinterest) that may use tracking pixels to measure ad performance and deliver relevant content.

Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your information in the following circumstances:

Service Providers

We may share your information with third-party service providers who perform services on our behalf, including:

• Web hosting and infrastructure providers
• Email marketing and newsletter services
• Analytics providers (Google Analytics)
• Advertising partners and networks
• Content delivery networks
• Customer service and communication tools

These service providers are contractually obligated to use your information only as necessary to provide services to us and are prohibited from using or disclosing your information for any other purpose.

Legal Requirements

We may disclose your information if required to do so by law or in response to:

• Valid legal processes (subpoenas, court orders, search warrants)
• Government or regulatory requests
• Protection of our legal rights or property
• Prevention of fraud or illegal activities
• Protection of the safety of our users or the public

Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our Site of any change in ownership or use of your personal information.

Aggregated or De-identified Data

We may share aggregated or de-identified information that cannot reasonably be used to identify you with third parties for research, marketing, analytics, and other purposes.

Data Security

We implement reasonable administrative, technical, and physical security measures designed to protect your personal information from unauthorized access, disclosure, alteration, and destruction. Our security measures include:

• SSL/TLS encryption for data transmission
• Secure server infrastructure and hosting
• Regular security assessments and updates
• Access controls and authentication procedures
• Employee training on data protection practices
• Incident response and breach notification procedures

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security. You are responsible for maintaining the confidentiality of any passwords or account information.

If we become aware of a data breach that compromises your personal information, we will notify you in accordance with applicable laws and regulations.

Your Privacy Rights and Choices

General Rights

Depending on your location and applicable law, you may have the following rights regarding your personal information:

• Access: Request access to the personal information we have collected about you
• Correction: Request correction of inaccurate or incomplete personal information
• Deletion: Request deletion of your personal information
• Portability: Request a copy of your personal information in a portable format
• Objection: Object to certain processing of your personal information
• Restriction: Request restriction of processing of your personal information
• Withdraw Consent: Withdraw consent where processing is based on consent

California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA):

• Right to Know: Request information about the categories and specific pieces of personal information we have collected, the sources, purposes, and third parties with whom we share it
• Right to Delete: Request deletion of your personal information, subject to certain exceptions
• Right to Opt-Out: Opt out of the sale or sharing of your personal information (Note: We do not sell personal information)
• Right to Correct: Request correction of inaccurate personal information
• Right to Limit: Limit the use and disclosure of sensitive personal information
• Right to Non-Discrimination: Not receive discriminatory treatment for exercising your privacy rights

We do not sell your personal information as defined by the CCPA. We may share information with third parties for advertising purposes, which may be considered "sharing" under CCPA.

Cookie and Tracking Preferences

You can control cookies through your browser settings and other tools:

• Browser Settings: Most browsers allow you to refuse or delete cookies
• Google Analytics Opt-out: Install the browser add-on at tools.google.com/dlpage/gaoptout
• Google Ads Opt-out: Visit google.com/settings/ads
• NAI Opt-out: Visit networkadvertising.org/choices
• DAA Opt-out: Visit optout.aboutads.info

Please note that disabling cookies may affect Site functionality and your user experience.

Email Marketing Preferences

If you receive marketing emails from us, you can opt out at any time by:

• Clicking the "unsubscribe" link in any marketing email
• Contacting us at info@coastalopulence.blog
• Managing your communication preferences (if applicable)

Please note that even if you opt out of marketing communications, we may still send you administrative emails regarding your account or our services.

Exercising Your Rights

To exercise any of your privacy rights, please contact us using the information provided in the "Contact Us" section below. We will respond to your request within the timeframe required by applicable law (typically 30-45 days).

We may need to verify your identity before processing your request. You may designate an authorized agent to make requests on your behalf, subject to verification requirements.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Our retention periods are based on:

• The length of our relationship with you
• Legal obligations and regulatory requirements
• Resolving disputes and enforcing agreements
• Legitimate business purposes

When we no longer need your personal information, we will securely delete or anonymize it. Some information may be retained in backup systems for a limited period.

Children's Privacy

Our Site is not directed to children under the age of 16, and we do not knowingly collect personal information from children under 16. If you are under 16, please do not use our Site or provide any information to us.

If we learn that we have collected personal information from a child under 16 without parental consent, we will delete that information as quickly as possible. If you believe we may have collected information from a child under 16, please contact us at info@coastalopulence.blog.

International Data Transfers

Our Site is operated in the United States. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.

The data protection laws in the United States may differ from those in your country of residence. By using our Site, you consent to the transfer of your information to the United States and the processing of such information in accordance with this Privacy Policy.

Third-Party Links

Our Site may contain links to third-party websites, applications, or services that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to This Privacy Policy

We reserve the right to modify this Privacy Policy at any time. If we make material changes, we will notify you by:

• Posting the updated Privacy Policy on this page with a new "Effective Date"
• Sending you an email notification (if you have provided your email address)
• Displaying a prominent notice on our Site

Your continued use of the Site after any changes to this Privacy Policy constitutes your acceptance of such changes. We encourage you to review this Privacy Policy periodically for any updates.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Coastal Opulence
Email: info@coastalopulence.blog
Phone: +1 (423) 510-6423
Mailing Address: 1039 Corbin Branch Road, Chattanooga, TN 37421

We will respond to your inquiry within a reasonable timeframe. If you are not satisfied with our response, you may have the right to lodge a complaint with your local data protection authority.

Consent

By using our Site, you hereby consent to our Privacy Policy and agree to its terms. If you do not agree with this Privacy Policy, please do not use our Site.

Last Updated: January 2025

Effective Date: January 1, 2025
Last Updated: January 1, 2025

1. Agreement to Terms

These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and Coastal Opulence ("Company", "we", "us", "our") governing your access to and use of the coastalopulence.blog website (the "Website", "Site", "Service").

By accessing or using our Website, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must not use our Website. Your continued use of the Website following the posting of any changes to these Terms constitutes acceptance of those changes.

We reserve the right to modify, update, or discontinue these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for changes. The "Last Updated" date at the top of this page indicates when these Terms were last revised.

You must be at least 16 years of age to use this Website. By using the Website, you represent and warrant that you are at least 16 years old and have the legal capacity to enter into this Agreement.

2. Description of Services

Coastal Opulence provides an online platform offering:

• Interior design inspiration and ideas focused on Mediterranean style
• Educational blog content about home décor and design trends
• Image galleries showcasing Mediterranean interiors
• Newsletter subscription services
• Contact and inquiry services

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice, and without liability to you.

3. Permitted Use of Website

Permission is granted to access and use the Website for personal, non-commercial purposes subject to these Terms. This grant of access is a license, not a transfer of title, and you may not:

• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Website without express written permission
• Modify, adapt, translate, reverse engineer, decompile, or disassemble any portion of the Website
• Remove, alter, or obscure any copyright, trademark, or other proprietary rights notices
• Use the Website for any commercial purpose without our prior written consent
• Frame or mirror any content without our express written authorization
• Use automated systems (robots, spider, scrapers) to access or collect data from the Website
• Attempt to gain unauthorized access to any portion of the Website or any systems or networks

You may download or print individual pages for your personal, non-commercial use, provided you maintain all copyright and other proprietary notices.

4. User Responsibilities and Conduct

As a user of our Website, you agree to:

• Provide accurate, current, and complete information when submitting forms or creating accounts
• Maintain the security of any passwords or account credentials
• Notify us immediately of any unauthorized use of your account
• Use the Website only for lawful purposes and in accordance with these Terms
• Not engage in any conduct that restricts or inhibits anyone else's use of the Website
• Not use the Website in any manner that could damage, disable, overburden, or impair our servers or networks
• Comply with all applicable local, state, national, and international laws and regulations

You are solely responsible for all content, communications, and activities that occur under your account or through your use of the Website.

5. Prohibited Activities

You may not access or use the Website for any purpose other than that for which we make it available. Prohibited activities include but are not limited to:

• Violating any applicable laws, regulations, or third-party rights
• Transmitting any material that is defamatory, offensive, obscene, or otherwise objectionable
• Impersonating any person or entity or falsely stating or misrepresenting your affiliation
• Engaging in any form of harassment, abuse, or harm to others
• Transmitting viruses, malware, or any other malicious code
• Attempting to interfere with the proper functioning of the Website
• Collecting or harvesting information about other users without their consent
• Using the Website to send spam, advertising, or promotional materials
• Engaging in any activity that could harm our reputation or business interests
• Using the Website to compete with our business or for any commercial purpose
• Circumventing any security features or access controls

We reserve the right to investigate and take appropriate legal action against anyone who violates these prohibitions, including removing content, terminating accounts, and reporting to law enforcement authorities.

6. Intellectual Property Rights

All content on the Website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, digital downloads, data compilations, software, design elements, and the compilation thereof (collectively, "Content"), is the exclusive property of Coastal Opulence or its content suppliers and is protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Trademarks

The Coastal Opulence name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Coastal Opulence or its affiliates. You may not use such marks without our prior written permission. Other names, logos, and brands are the property of their respective owners.

Copyright

The Website and its entire contents, features, and functionality are owned by Coastal Opulence and are protected by copyright laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material on our Website, except as follows:

• Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages for your own personal, non-commercial use
• If we provide social media features, you may take such actions as are enabled by such features

You must not modify copies of any materials from this site, use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text, or delete or alter any copyright, trademark, or other proprietary rights notices.

DMCA Copyright Infringement Claims

We respect the intellectual property rights of others and expect users to do the same. If you believe that any content on our Website infringes your copyright, please notify us in accordance with the Digital Millennium Copyright Act (DMCA). Your notice must include:

• A physical or electronic signature of the copyright owner or authorized representative
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material that is claimed to be infringing and its location
• Your contact information (address, telephone number, email address)
• A statement that you have a good faith belief that the use is not authorized
• A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner

7. User-Generated Content

If you submit, post, or otherwise transmit any content to our Website (including comments, feedback, suggestions, or other materials), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.

You represent and warrant that you own or control all rights to the content you post, that the content is accurate, that it does not violate these Terms, and that it will not cause injury to any person or entity. You agree to indemnify us for all claims resulting from content you submit.

We reserve the right but are not obligated to monitor, edit, or remove any user-generated content. We take no responsibility and assume no liability for any content posted by you or any third party.

8. Products and Services

The Website provides informational and inspirational content regarding interior design. We do not currently sell physical products directly through the Website. Any descriptions, images, references, or features related to products or services are provided for informational purposes only.

We make reasonable efforts to ensure that information about products, services, and design ideas is accurate. However, we do not warrant that product descriptions, pricing information, or other content is accurate, complete, reliable, current, or error-free.

If third-party products or services are featured or linked from our Website, we make no representations or warranties regarding those products or services. Your use of third-party products or services is at your own risk.

9. Pricing and Payments

Currently, the Website is offered free of charge. Should we introduce paid products, services, or premium content in the future, the following terms will apply:

• All prices will be clearly displayed in U.S. Dollars unless otherwise specified
• Prices are subject to change without notice
• We reserve the right to correct pricing errors
• Payment information will be processed securely through reputable third-party payment processors
• You are responsible for all charges incurred under your account
• We accept major credit cards and other payment methods as indicated at checkout

For any subscription services, you authorize us to charge your payment method on a recurring basis until you cancel the subscription. You may cancel at any time through your account settings or by contacting us.

10. Refunds and Cancellations

As we currently do not sell products or paid services directly through the Website, no refund policy is currently applicable. Should we introduce paid offerings in the future:

• Digital products or downloadable content are generally non-refundable once accessed or downloaded
• Subscription services may be canceled at any time, with cancellation taking effect at the end of the current billing period
• Refund requests will be evaluated on a case-by-case basis
• To request a refund or cancellation, contact us at info@coastalopulence.blog with your order details

We reserve the right to refuse or cancel any order for any reason, including suspected fraud, unauthorized transactions, or violations of these Terms.

11. Third-Party Links and Services

The Website may contain links to third-party websites, applications, advertisers, services, or resources ("Third-Party Services") that are not owned or controlled by Coastal Opulence. These links are provided for your convenience and information only.

We have no control over, do not endorse, and assume no responsibility for:

• The content, accuracy, or opinions expressed on Third-Party Services
• The privacy policies or practices of Third-Party Services
• Any products or services available through Third-Party Services
• Any transactions you enter into with third parties

Your interactions with Third-Party Services are solely between you and the third party. You should review the terms and privacy policies of any Third-Party Services before engaging with them. We are not liable for any damage or loss caused by or in connection with your use of any Third-Party Services.

Affiliate Relationships

The Website may contain affiliate links, meaning we may earn commissions on purchases made through links to third-party retailers. This does not affect the price you pay or our editorial independence. Our affiliate relationships are disclosed in accordance with Federal Trade Commission guidelines.

12. Disclaimers and Warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND ALL CONTENT, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT OF THIRD-PARTY RIGHTS
• ACCURACY, COMPLETENESS, OR RELIABILITY OF CONTENT
• THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE
• THAT DEFECTS WILL BE CORRECTED
• THAT THE WEBSITE OR SERVERS ARE FREE OF VIRUSES OR HARMFUL COMPONENTS

We make no warranty that the Website will meet your requirements or expectations. Any material downloaded or obtained through the use of the Website is accessed at your own discretion and risk.

Professional Advice Disclaimer

The content on this Website is for informational and inspirational purposes only and should not be considered professional interior design, architectural, construction, or real estate advice. We recommend consulting with qualified professionals before undertaking any design projects, renovations, or purchases.

We make no representations or warranties regarding the suitability of any design ideas, products, or recommendations for your specific situation, budget, or location.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COASTAL OPULENCE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, OR CONTENT PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO:

• YOUR USE OF OR INABILITY TO USE THE WEBSITE
• ANY CONTENT OBTAINED FROM THE WEBSITE
• UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA
• STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE WEBSITE
• ANY DAMAGES, LOSSES, OR INJURIES RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS
• ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT
• PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS TO THE WEBSITE
• ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE
• ANY BUGS, VIRUSES, OR MALICIOUS CODE TRANSMITTED TO OR THROUGH THE WEBSITE

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS ($100.00) OR THE AMOUNT YOU PAID TO US IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages, so some of the above limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

14. Indemnification

You agree to defend, indemnify, and hold harmless Coastal Opulence, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Website
• Your violation of any third-party rights, including intellectual property rights
• Any content you submit or transmit through the Website
• Your violation of any applicable laws or regulations
• Any willful misconduct by you

We reserve the right to assume exclusive defense and control of any matter subject to indemnification by you, and you agree to cooperate with our defense of such claims.

15. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection, use, and disclosure of your personal information.

By using the Website, you consent to the collection and use of your information as described in the Privacy Policy. We are committed to protecting your privacy and complying with applicable data protection laws, including the California Consumer Privacy Act (CCPA) and the General Data Protection Regulation (GDPR) where applicable.

16. Termination

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Fraudulent, abusive, or illegal activity
• At our sole discretion

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

You may terminate your use of the Website at any time by discontinuing access and use.

17. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter shall be governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to its conflict of law provisions.

You agree that any legal action or proceeding between you and Coastal Opulence shall be brought exclusively in the federal or state courts located in Hamilton County, Tennessee. You irrevocably submit to the personal jurisdiction of such courts and waive any objection to venue.

If you are a consumer residing in the European Union, you will benefit from any mandatory provisions of the law of the country in which you reside, and nothing in these Terms affects your rights as a consumer.

18. Dispute Resolution

Informal Resolution

Before filing a claim, you agree to try to resolve the dispute informally by contacting us at info@coastalopulence.blog. We will attempt to resolve the dispute informally by contacting you via email. If a dispute is not resolved within 30 days of submission, you or we may bring a formal proceeding.

Arbitration Agreement

Any controversy or claim arising out of or relating to these Terms, or the breach thereof, shall be settled by binding arbitration administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitration shall take place in Chattanooga, Tennessee. Judgment on the award rendered by the arbitrator may be entered in any court having jurisdiction thereof.

You agree that any arbitration shall be limited to the dispute between you and us individually. To the full extent permitted by law, no arbitration shall be joined with any other proceeding, no dispute shall be arbitrated on a class-action basis, and you waive any right to participate in a class-action lawsuit or class-wide arbitration.

Exceptions to Arbitration

Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights.

19. Modifications to Terms

We reserve the right to modify, amend, or update these Terms at any time at our sole discretion. Changes will be effective immediately upon posting the revised Terms on the Website with a new "Last Updated" date.

Material changes will be communicated through:

• A prominent notice on the Website
• Email notification (if you have subscribed to our newsletter)
• Other reasonable means

Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Website.

We encourage you to review these Terms periodically to stay informed of any changes. The current version of these Terms will always be accessible on our Website.

20. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

The failure of either party to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by us on the Website, constitute the entire agreement between you and Coastal Opulence regarding your use of the Website and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

22. Assignment

You may not assign, transfer, or delegate any of your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or delegate our rights and obligations under these Terms without restriction.

23. Force Majeure

We shall not be liable for any failure or delay in performance of our obligations under these Terms due to causes beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

24. Language and Translation

These Terms are prepared and executed in English. In the event of any conflict between the English version and any translation, the English version shall prevail.

25. Contact Information

If you have any questions, concerns, or comments about these Terms and Conditions, please contact us:

Coastal Opulence
Email: info@coastalopulence.blog
Phone: +1 (423) 510-6423
Mailing Address: 1039 Corbin Branch Road, Chattanooga, TN 37421

We will respond to your inquiry within a reasonable timeframe, typically within 2-3 business days.

26. Acknowledgment

BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE WEBSITE.

Last Updated: January 2025

1. General Information and Purpose

This Website Disclaimer ("Disclaimer") applies to the coastalopulence.blog website (the "Website") operated by Coastal Opulence ("we," "us," "our," or "Company"). This Disclaimer governs your use of our Website and clarifies the nature and limitations of the information and services provided.

The information, content, images, and materials provided on the Website are for general informational, educational, and inspirational purposes only. All content is provided in good faith and is intended to inspire and inform visitors interested in Mediterranean interior design aesthetics for villas and penthouses.

By accessing and using this Website, you acknowledge and agree that you have read, understood, and accept the terms of this Disclaimer. If you do not agree with any part of this Disclaimer, you should discontinue use of the Website immediately.

This Disclaimer should be read in conjunction with our Terms and Conditions and Privacy Policy, which are incorporated herein by reference. Together, these documents constitute the complete agreement between you and Coastal Opulence regarding your use of the Website.

2. No Professional Advice

Interior Design and Architectural Advice

The content on this Website, including articles, blog posts, images, design ideas, and recommendations, is provided for informational and inspirational purposes only and does not constitute professional interior design, architectural, or construction advice.

We are not licensed interior designers, architects, contractors, or construction professionals. The design concepts, ideas, and suggestions presented on the Website should not be relied upon as professional guidance for your specific design projects, renovations, or construction activities.

Before undertaking any interior design project, renovation, or construction work, you should consult with qualified, licensed professionals including but not limited to:

• Licensed interior designers with expertise in your specific project requirements
• Certified architects for structural and design planning
• Licensed contractors for construction and renovation work
• Building code officials to ensure compliance with local regulations
• Engineers for structural, electrical, or plumbing considerations

Real Estate and Investment Advice

Nothing on this Website should be construed as real estate advice, property investment guidance, or recommendations regarding property purchases or improvements. Any discussion of property values, investment potential, or market trends is for informational purposes only.

Financial Advice

Any references to costs, budgets, pricing, or financial considerations related to interior design projects are estimates only and should not be considered financial advice. Consult with qualified financial advisors regarding budgeting and financing for design projects.

Legal and Building Code Compliance

Design ideas and suggestions on this Website may not comply with local building codes, zoning regulations, homeowners association rules, or other legal requirements in your jurisdiction. You are responsible for ensuring that any design projects comply with all applicable laws and regulations.

3. Accuracy of Information

Content Accuracy

While we make reasonable efforts to ensure that the information on our Website is accurate, current, and complete, we make no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, or timeliness of the content, information, graphics, links, or other items contained on the Website.

Interior design trends, product availability, pricing information, manufacturer specifications, and other details may change without notice. Information that was accurate at the time of publication may become outdated or inaccurate over time.

Product Information

Product descriptions, specifications, availability, and pricing information for any products mentioned or featured on the Website are provided for informational purposes only. We do not guarantee the accuracy of product information, as this information is typically provided by manufacturers or retailers and may change without notice.

Colors, dimensions, materials, and other product characteristics shown in images on the Website may not accurately represent actual products due to photography, screen display variations, or product updates by manufacturers.

Technical Information

Any technical information, measurements, dimensions, or specifications provided on the Website are approximate and for general guidance only. Always verify technical details with qualified professionals before making purchasing or design decisions.

Typographical Errors

The Website may contain typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, availability, and other content. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice or obligation.

4. External Links and Third-Party Websites

Links to External Websites

Our Website may contain links to third-party websites, resources, products, or services that are not owned, controlled, or maintained by Coastal Opulence. These links are provided solely for your convenience and information.

We do not endorse, guarantee, or assume responsibility for any third-party websites, their content, products, services, privacy policies, or practices. The inclusion of any link does not imply our approval, endorsement, or recommendation of the linked website or its content.

No Control Over External Content

We have no control over and assume no responsibility for the accuracy, relevance, timeliness, completeness, legality, reliability, quality, or appropriateness of the content, products, or services offered by third-party websites. External websites may have different terms of use, privacy policies, and business practices than ours.

Your Responsibility

When you access third-party websites through links on our Website, you do so at your own risk. You should review the terms and conditions and privacy policies of any third-party websites you visit. We are not liable for any damages, losses, or issues that may arise from your use of or reliance on third-party websites, products, or services.

Changes to External Websites

Third-party websites linked from our Website may change, move, or become unavailable without notice. We are not responsible for maintaining the accuracy of external links or for the continued availability of linked resources.

5. Third-Party Content and User-Generated Content

Third-Party Content

Some content on the Website may be provided by third parties, including but not limited to product manufacturers, service providers, advertisers, or content partners. We do not endorse, verify, or guarantee the accuracy of third-party content.

Third-party content, including advertisements, sponsored content, and promotional materials, reflects the views and opinions of those third parties and not necessarily those of Coastal Opulence.

User Comments and Contributions

If our Website allows user comments, reviews, or other user-generated content, such content represents the views and opinions of the individual users and not those of Coastal Opulence. We do not endorse, support, verify, or guarantee the accuracy, completeness, or usefulness of any user-generated content.

We are not responsible for any user-generated content and disclaim all liability arising from such content. Users are solely responsible for their own content and the consequences of posting or publishing it.

6. Limitation of Liability

General Limitation

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COASTAL OPULENCE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, AND CONTENT PROVIDERS SHALL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE OR FROM ANY CONTENT, INFORMATION, OR MATERIALS OBTAINED FROM THE WEBSITE.

This limitation of liability applies to direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Use at Your Own Risk

Your use of the Website and reliance on any information, content, or materials on the Website is entirely at your own risk. You assume full responsibility for any decisions or actions you take based on information obtained from the Website.

Design and Renovation Risks

We are not liable for any damages, losses, injuries, costs, or expenses arising from design projects, renovations, construction work, or purchases undertaken based on ideas, suggestions, or information obtained from the Website. This includes but is not limited to:

• Structural damage or building code violations
• Personal injury or property damage during renovation or construction
• Cost overruns or budget problems
• Dissatisfaction with completed projects
• Product defects or performance issues
• Contractor or service provider disputes

Third-Party Liability

We are not liable for any damages or losses arising from your interactions with third-party websites, products, services, or businesses linked from or advertised on our Website, including but not limited to purchases, service agreements, or other transactions.

7. No Guarantees or Warranties

Website "As Is"

THE WEBSITE AND ALL CONTENT, INFORMATION, MATERIALS, PRODUCTS, AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

We disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, reliability, timeliness, or that the Website will be uninterrupted or error-free.

No Guarantee of Results

We make no guarantees or warranties that following design ideas, suggestions, or recommendations from the Website will produce specific results, outcomes, or aesthetic effects. Design results depend on numerous factors including but not limited to:

• Quality of materials and products selected
• Skill and expertise of contractors and installers
• Existing conditions of the space being designed
• Budget constraints and resource availability
• Personal taste and individual preferences
• Lighting conditions and spatial characteristics

Product Performance

We make no warranties regarding the performance, quality, durability, safety, or suitability of any products mentioned, featured, or recommended on the Website. Product warranties, if any, are provided by the manufacturers or retailers, not by Coastal Opulence.

Service Providers

We make no guarantees about the qualifications, competence, reliability, or performance of any interior designers, contractors, architects, or other service providers mentioned or featured on the Website. You are responsible for conducting your own due diligence, checking credentials, and verifying qualifications of any professionals you choose to hire.

8. Testimonials and Results Disclaimer

Testimonials

Any testimonials, reviews, case studies, examples, or success stories featured on the Website represent individual experiences and opinions. These testimonials are not necessarily representative of what others may achieve and should not be considered as guarantees of similar results.

Results and experiences may vary significantly based on individual circumstances, effort, resources, skills, and numerous other factors beyond our control.

Before and After Images

Before and after images of design projects featured on the Website are examples only and do not guarantee that you will achieve similar results. Photography, lighting, staging, and professional editing may affect the appearance of spaces shown in images.

Individual Results Vary

Your individual results from implementing design ideas or following suggestions from the Website will depend on your specific circumstances, including your space, budget, resources, skill level, chosen materials, and numerous other factors. We make no guarantees about the results you will achieve.

9. Affiliate Disclosure and Relationships

Affiliate Partnerships and Advertising Disclosure

Important Disclosure: Coastal Opulence participates in affiliate marketing programs and may display third-party advertisements through Google AdSense and other advertising networks. We may receive compensation when you click on links to products or services, view advertisements, or make purchases through our Website. These relationships help support the operation of our Website and allow us to continue providing free content.

Our affiliate partners may include but are not limited to retailers, manufacturers, service providers, and advertising networks. We may earn commissions, referral fees, or other compensation from these relationships.

We participate in Google AdSense, which uses cookies and similar technologies to serve personalized ads based on your interests and browsing history. You can learn more about how Google uses data when you use our site by visiting https://policies.google.com/technologies/partner-sites

Editorial Independence

While we participate in affiliate programs, our editorial content, recommendations, and opinions remain independent. We strive to provide honest, unbiased information and only recommend products, services, or resources we believe will provide value to our readers.

However, you should be aware that our participation in affiliate programs may create a potential conflict of interest, as we may be financially motivated to recommend products or services from which we earn compensation.

Your Purchase Decision

The decision to purchase any product or service is entirely yours. We encourage you to conduct your own research, read reviews, compare options, and make informed decisions based on your specific needs, preferences, and circumstances.

No Endorsement Guarantee

The inclusion of affiliate links or mention of specific products does not constitute an endorsement or guarantee of quality, performance, or suitability. We are not responsible for the products, services, or business practices of our affiliate partners.

10. User Responsibility and Acknowledgment

Your Responsibilities

As a user of this Website, you acknowledge and agree that:

• You are responsible for evaluating the accuracy, completeness, and usefulness of any information or content on the Website
• You must conduct your own research and due diligence before making decisions based on information from the Website
• You should consult with qualified professionals before undertaking any design projects, renovations, or purchases
• You must verify that any design ideas or projects comply with applicable laws, regulations, and building codes in your jurisdiction
• You are solely responsible for any decisions or actions you take based on information from the Website
• You must use the Website in accordance with our Terms and Conditions and applicable laws

Due Diligence

Before making any purchasing decisions, hiring service providers, or undertaking design projects based on information from the Website, you should:

• Research products, materials, and services thoroughly
• Read multiple reviews and compare options
• Verify current pricing, availability, and specifications
• Check credentials and qualifications of professionals
• Obtain multiple quotes for services
• Review contracts and agreements carefully
• Ensure compliance with local regulations and requirements

Professional Consultation

You acknowledge that information on the Website is not a substitute for professional advice and that you should consult with qualified professionals appropriate to your specific situation, including interior designers, architects, contractors, engineers, building inspectors, and other relevant experts.

Assumption of Risk

By using the Website and implementing any ideas, suggestions, or recommendations found on the Website, you assume all risks associated with such use and implementation. You agree to hold Coastal Opulence harmless from any claims, damages, or losses arising from your use of the Website or implementation of information obtained from the Website.

11. Copyright and Intellectual Property

Our Content

Unless otherwise noted, all content on the Website, including text, images, graphics, logos, and design elements, is the property of Coastal Opulence or used with permission from third parties. This content is protected by U.S. and international copyright laws.

Third-Party Copyright

Some images, content, or materials on the Website may be the copyrighted property of third parties, including manufacturers, photographers, or content creators. We use such materials under license, with permission, or under applicable fair use provisions.

Fair Use Notice

This Website may contain copyrighted material the use of which has not always been specifically authorized by the copyright owner. We believe this constitutes "fair use" of copyrighted material as provided for in Section 107 of the U.S. Copyright Law.

If you believe that your copyrighted work has been used on our Website in a way that constitutes copyright infringement, please contact us with details so we can address your concern promptly.

12. Changes to This Disclaimer

We reserve the right to modify, update, or change this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting the revised Disclaimer on the Website with a new "Last Updated" date.

Your continued use of the Website after any changes to this Disclaimer constitutes your acceptance of the revised terms. We encourage you to review this Disclaimer periodically to stay informed of any updates.

Material changes to this Disclaimer may be communicated through a prominent notice on the Website or via email to newsletter subscribers.

13. Governing Law and Jurisdiction

This Disclaimer shall be governed by and construed in accordance with the laws of the State of Tennessee, United States, without regard to its conflict of law provisions.

Any disputes arising from or relating to this Disclaimer or your use of the Website shall be subject to the exclusive jurisdiction of the courts located in Hamilton County, Tennessee.

14. Severability

If any provision of this Disclaimer is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

15. Contact Information

If you have any questions, concerns, or comments about this Disclaimer, please contact us:

Coastal Opulence
Email: info@coastalopulence.blog
Phone: +1 (423) 510-6423
Mailing Address: 1039 Corbin Branch Road, Chattanooga, TN 37421

We will respond to your inquiry within a reasonable timeframe, typically within 2-3 business days.

16. Acknowledgment and Acceptance

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS DISCLAIMER, UNDERSTAND IT, AND AGREE TO BE BOUND BY ITS TERMS. IF YOU DO NOT AGREE WITH THIS DISCLAIMER, YOU SHOULD NOT USE THE WEBSITE.

You acknowledge that this Disclaimer is an integral part of our Terms and Conditions and that both documents should be read together to understand your rights and obligations when using our Website.